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20 Innovative IT Ideas To Steal

Stacey Peterson September 14, 2011 12:02 AM InformationWeek 500 innovators have creative solutions to not-so-unusual business problems. How can these help your company?

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Fiserv Helps Banks Challenge PayPal

Fiserv, a financial services technology provider, launched ZashPay last year to help its bank and credit union clients compete in the growing person-to-person payments market against the likes of PayPal. The payment service lets anyone with a U.S. bank account send or receive money without needing to know the other person's bank account information. The big upside for customers is that they don't need to create a holding account, since the money can come right out of their existing bank accounts. ZashPay is accessible through participating online banking sites and at ZashPay's site. To send money, users need only know the recipient's name and email address or mobile phone number. Payments can be delivered in as little as one business day. Fiserv's financial institution clients have the option of charging a fee, creating additional revenue for them. More than 500 financial institutions have implemented ZashPay.

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By The Numbers

Base: 417 respondents at organizations using or planning to deploy data analytics, BI or statistical analysis software
Data: InformationWeek 2013 Analytics, Business Intelligence and Information Management Survey of 541 business technology professionals, October 2012

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