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To help people get the most for their healthcare dollars, Cigna has enhanced its physician search tool to show the costs of specific doctors and hospitals. When a customer uses the physician search engine on the insurer's myCigna site, doctors and hospitals are listed according to quality designations. Now Cigna also provides pricing estimates based on claims payments. The estimates are backed by more than five years of testing and research.
The tool shows the true out-of-pocket cost for a procedure, factoring in a customer's deductible, coinsurance, and health savings funds. You can look up a knee arthroscopy by doctor and get an estimate for what you'll pay to get care from that doctor--including fees for diagnostics, anesthesia, and other services, as well as hospital and facility costs. The search engine also can compare a physician's costs for performing a procedure at different hospitals.
Introduced in March, the new feature generated 200,000 cost estimates in the first month.