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Mobile Business Without The Apps
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batye
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batye,
User Rank: Ninja
8/3/2014 | 12:19:24 AM
Re: Everything is mobile now
could not agree more interesting point/observation.... as everyone want latest and greatest... with out end in sight... but at this economy everyone tend to spend less or find way of spending less...
batye
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batye,
User Rank: Ninja
8/2/2014 | 11:59:50 PM
Re: Everything is mobile now
in some places in third world countries people could not afford the simple food, but they do have top of the line cellphone.... go figure:)
batye
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batye,
User Rank: Ninja
8/2/2014 | 11:56:42 PM
Re: Everything is mobile now
I think it affecting everyone one way or other as cost vs data on cellphone... also generation gap the way we use technology...
Ashu001
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Ashu001,
User Rank: Ninja
7/31/2014 | 3:09:53 PM
Re: Everything is mobile now
Broadway,

Trust me its changing.

All the latest Spending Data in America clearly says that the Under 40 Generation is Starting to Save More and Spend Less via Credit Cards.

All the Debt that they do rack up today is tied mainly to Student Loans,Auto Loans and Finally Housing Loans.

The Boomers on the other hand are a totally different story.

 
Broadway0474
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Broadway0474,
User Rank: Strategist
7/30/2014 | 10:33:00 PM
Re: Everything is mobile now
@Ashu, two things. Living within your means is a learned skill. If you warch your parents live off debt, you will think that's the way to go, and you simply won't know how to budget. Two, the whole US economy --- really, any "developed" economy except maybe Germany --- is predicated on consumers overspending. I thought things would change after 2007-8, when this proved to be folly, but there must be no other way to drive GDP in this country because nothing's changed ...
Ashu001
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Ashu001,
User Rank: Ninja
7/30/2014 | 11:59:00 AM
Re: Everything is mobile now
Broadway,

Precisely!!!

I could'nt say it any better if I wanted to.

You spoke my mind here entirely.

Consumers have to learn to save More and Spend Less.

Living within their Means is not such an old fashioned notion after all.Is it?

Ashu001
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Ashu001,
User Rank: Ninja
7/30/2014 | 11:57:21 AM
Re: Everything is mobile now
SusanN,

The US has its own Unique set of Problems today(it really does'nt help that most Americans are in way-way too much Debt today).

Latest Data puts 77 million Americans are being Chased by Debt Collectors practically everyday!!!

[As a Percentage of the Population;that is a very-very High Number].

http://www.washingtonpost.com/blogs/wonkblog/wp/2014/07/29/a-third-of-consumers-had-debts-in-collections-last-year/

It seems Financial Inclusion has'nt quite worked out as well as planned for most Americans today.Has it?

Clearly,tells you so many Americans are just struggling to make ends meet.

This also tells you that maybe all this Consumerism and Materialism is'nt quite awesome as its cut out to be(Thanks to MSM);maybe its time to cutback and Start Saving more and Paying off existing Debts?

I hope this is'nt really a quaint notion for most Ordinary Rank and File Americans today.

Regards

Ashish.

P.S A Dollar Saved is equivalent to about 2 Dollars Earned is most Financial  Planning Gurus say usually.
Broadway0474
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Broadway0474,
User Rank: Strategist
7/10/2014 | 6:21:25 PM
Re: Everything is mobile now
@Susan, you make a spot-on point about the greater picture of poverty in this country. But surely if we could get past the social cache of having an unnecessarily "bling" phone, the less advantaged in the US as elsewhere would benefit from a cheap SMS device that can be used entrepreneurially.
Susan_Nunziata
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Susan_Nunziata,
User Rank: Strategist
7/2/2014 | 2:56:40 PM
Re: Everything is mobile now
@Ashish: Ow! that water example from Detroit really stings, and it's emblematic of the truly horrendous state of affairs in that city. I was, of course, thinking of more positive uses, such as information on where to get food, clothing, financial guidance, or other public services. But if the city has no money to provide water I suppose it's a moot point.

The basic structure of the telecom market is indeed very very different here in the U.S., although even with carrier subsidies the cost of an iPhone is probably well beyond what most people living below poverty level can afford even here. Typically, the phone is offered for $200-$300 with the carrier subsidies, and you need a good credit rating here in order to get a contract with a wireless carrier. They lock you into a 2-year contract with costly data plans. 

I'm not going all #firstworldproblems on you, I truly get that the situation for those living in poverty around the world can be truly dire and in no way do I seek to minimize that.

Rather, my fears are additive: We all too often overlook those who are going hungry in our own backyards here in the U.S. -- as your link to the Detroit water news so aptly points out. And the divide between rich and poor is growing wider and wider here as well.
Susan_Nunziata
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Susan_Nunziata,
User Rank: Strategist
7/2/2014 | 1:08:11 PM
Re: Everything is mobile now
@Curt: It's true there are generational forces at play here too (though I often like to point to my 80something Aunt Mary -- who is more tech-savvy than some 22-year-olds I know -- as the exception to that rule). My concern in the socioeconomic sphere is not limited to the phones themselves, but also the cost of data plans and montly access fees.

 
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