Perhaps if you put some thought into this rather that trying to be a platform for your anti Apple bias, you would understand it.
Apple has the most experience with micro payments, something that been plaguing the payments industry. They have over 800 million credit cards used with iTunes, which includes the AppStore and their retail ARM. Amazon has less than 200 million, and no credit card company has as many.All three major credit card companies have signed on. PayPal has attempted to have Apple use them.
Apple users buy more products through their phones and tablets than anyone using rival systems. Apple will sell over 200 million phones during 2015, and substantially more than that during 2016. Unlike with Android, all of those will have this system available.
Retailers have been reluctant to spend thousands for NFC terminals, but are expected to do so once Apple has a system in place.
If it's possible, for the first time, one may be able to use their phone for payment for transportation systems using NFC.
There are a lot of reasons why this could be successful. And you would see that if you opened your eyes to reality, rather than just kept them squeezed shut, hoping Apple will fail, and your favorite company will succeed.