A partnership with Experian combines Fair Isaac account management technology with a tool that updates lenders on consumers' credit behavior.
Fair Isaac, a maker of analytical applications for the financial services industry, joined forces with one of the major credit-reporting agencies to launch a service that provides customer data to credit lenders.
Fair Isaac and Experian announced the data delivery service, called ActiView, on Tuesday. It combines Fair Isaac's Triad account and customer management technology with Experian's Notification Services, a "triggering" tool that updates lenders on consumers' credit behavior.
When customer accounts experience certain changes, such as entering delinquency, the new service is designed to prompt lenders to take subsequent action. Users managing customer accounts in Triad can carry out account-related activities such as altering the terms of individuals' credit lines.
The firms' partnership will add capability to Experian's Notification Services by letting lenders access customer information on segments of their portfolio, including individual accounts, when they're making credit decisions.
The Agile ArchiveWhen it comes to managing data, donít look at backup and archiving systems as burdens and cost centers. A well-designed archive can enhance data protection and restores, ease search and e-discovery efforts, and save money by intelligently moving data from expensive primary storage systems.
2014 Analytics, BI, and Information Management SurveyITís tried for years to simplify data analytics and business intelligence efforts. Have visual analysis tools and Hadoop and NoSQL databases helped? Respondents to our 2014 InformationWeek Analytics, Business Intelligence, and Information Management Survey have a mixed outlook.
Join us for a roundup of the top stories on InformationWeek.com for the week of December 14, 2014. Be here for the show and for the incredible Friday Afternoon Conversation that runs beside the program.