CSI's 2013 Annual Banking Priorities Study

May 15, 2013

Download CSI's 2013 Annual Banking Priorities Study surveyed leaders from more than 200 financial institutions to learn their strategies for accomplishing goals this year and beyond. Accompanied by trending data released by the FDIC, this study reveals your peers' plans for expanding loan growth and market share, weathering regulatory changes and compliance concerns, increasing technology spending - where and how much, and handling information security concerns.

The information suggests that 2013 is the year that financial institutions have a viable opportunity to execute on strategic plans for "getting back to the basics" of why most of them are in business - profitable, risk-based community lending and investing in prudent assets, while growing existing customer relationships and expanding market share to new customers.

The survey responses to this year's study, along with other industry data, also suggest that 2013 is the year financial institutions focus on executing strategies to address unprecedented compliance pressures. Respondents also highlighted a continued, gradual recovery and positive outlook among banks for lending, profitability, investment in technology, and adoption of such services as cloud computing and mobile banking.

Overall, the data from the CSI 2013 Annual Banking Priorities Study hints at renewed signs of optimism. As new regulations take effect and with new technologies constantly changing consumer behaviors, the health of the banking industry will come down to responsible, profitable lending by forward-thinking banks that are willing to participate in a dynamic, ever-changing market place.


Computer Services, Inc.