Re: An Enormous Boost for Start-Ups
Did that happen, though? For several years, I was self-employed: My last health insurance cost about $550 per month for me and my daughter. It was a top-tier plan with Blue Cross/Blue Shield of Florida, a PPO that included a lower deductible but did not include dental, maternity care, or mental health, among other things. As a full-time employee at a mutl-national corporation, I have not shopped for personal insurance since ACA went into effect but many friends have done so -- and their tales range from great experiences, with lower rates and deductibles, to horror stories where both rates and deductibles increased and coverage decreased.
I think it depends, in part, on your income. It depends on your region and your state's participation with the federal program and Medicare expansion. And it also depends on the plan you used before. For those ofwho knew what they were doing, who carefully shopped for insurance because they knew the ramifications a poor plan could have, then ACA may not have done them any favors. Those who didn't self-educate, couldn't afford, or didn't consider health insurance may have benefited. Unfortunately, politics and profits have become involved so it's hard to discern the truth.