Although the United States lags in deploying RFID-enabled contactless credit cards, debit cards are on the way, according to John Greaves, vice president of the Global RFID Solutions Group at NCR Corp.
But the technology and the terminals are not challenge. Europe is far more advanced, experts say. "The mechanics holding up debit cards are the risks associated with the debit cards," Greaves said. "The federal law rules need to change. I'm not sure if you're aware, but the rules on consumer indemnity are different for credit cards and debit cards."