Apple Pay: Where To Use It - InformationWeek

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Apple Pay: Where To Use It
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shakeeb
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shakeeb,
User Rank: Ninja
10/31/2014 | 12:16:24 PM
Re: cash is king
@jagibbons – I too prefer cash but it's always good to move along with technology. Credit cards have been in existence for quite a while, it's high time for use to move into a new payment platform. 
progman2000
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progman2000,
User Rank: Ninja
10/31/2014 | 12:16:17 PM
Re: cash is king
What are cash payments?
shakeeb
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shakeeb,
User Rank: Ninja
10/31/2014 | 12:08:10 PM
Re: cash is king
@ PedroGonzales – I am wondering what apple is hoping to do by tracking user's payment information. Do you think users already know this?
shakeeb
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shakeeb,
User Rank: Ninja
10/31/2014 | 12:06:29 PM
Re: cash is king
@progman – Do you think apple will succeed in their payment system? There are many ongoing payment project but most of them don't seem to be successful.
shakeeb
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shakeeb,
User Rank: Ninja
10/31/2014 | 11:51:53 AM
Re: cash is king
@Thomas- Do you prefer cash payments just because it's widely accepted and convenient? 
jgherbert
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jgherbert,
User Rank: Ninja
10/29/2014 | 11:18:31 AM
Re: cash is king
@jagibbons> "What I'm not sure about with Apple Pay is whether or not the payment data in transit will be as subject to skimming as most current POS terminals"

 


As I understand it, part of the point of the use of tokenization is that you are using a different unique "card number" each time you make a transaction, therefore in theory at least, even if somebody is able to skim your card number, it's worthless data as it's not re-usable. Maybe somebody with security expertise can comment on whether that sounds correct.
jgherbert
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jgherbert,
User Rank: Ninja
10/29/2014 | 11:15:16 AM
Re: cash is king
@progman2000> [Citation Needed]

 

I'm not entirely clear from what I've read, how much visibility Apple actually has into each transaction or if they are simply routing encrypted traffic to the providers with whom they are partnered. Does anybody know?
progman2000
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progman2000,
User Rank: Ninja
10/21/2014 | 9:03:28 AM
Re: cash is king
Agreed that it is awfully fishy to say that they are not tracking your expenditures.  That is a huge mountain of valuable data that they would have access to, and surely would need to keep it for audit purposes.  I think they are probably using a Clinton-esque definition of what "tracking expenditures" probably means....
jagibbons
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jagibbons,
User Rank: Ninja
10/20/2014 | 9:21:54 PM
Re: cash is king
Cash is still king, but the king is on the way to being dethroned. I hardly ever carry cash. I'm also not an iPhone user, so I'll have to stick with my credit cards for payments. What I'm not sure about with Apple Pay is whether or not the payment data in transit will be as subject to skimming as most current POS terminals. That's a terminal, software and network issue, not a device issue (phone or credit card).
PedroGonzales
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PedroGonzales,
User Rank: Ninja
10/20/2014 | 9:16:40 PM
Re: cash is king
Unfortunatelly, I don't have Iphone 6. I will stick with cash for now.  I'm sure that a lot of people will jump on the apple pay bandwagon. I don't know if its credible to say that apple doesn't track your expendures using apple pay.  They may change their tracking policy, who knows?   
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