re: Government knows best - NOT!
Sorry, but wrong song!
Unless net neutrality includes strict and specific interconnection rules (which I've read is highly unlikely to happen....and if it does, it just one more item to most likely get shot-down under judicial review), Net Neutrality will have absolutely no direct impact on your example of a 5 Mb link from one ISP and a 10 Mb link from another provider. If one ISP wants to offer 5 Mb links but another says offering such a link isn't worth their while, and the lowest capacity link they offer is 10 Mb, they certainly now and in the future will have that choice, net neutrality notwithstanding. It's a business decision, and it has no bearing on any of the aspects involved in the net neutrality debate. And, what is also not at issue is the technical aspect of such a decision; rather, it's all about the economics of the types and sizes of products and services to be offered. Again, if an ISP has found that the majority of their customers require 10 MB or above, they may decide they will not offer a 5 Mb service in their product line.......and customers like yourself who do have such a need will have to purchase the 10 MB link (sometimes in such circumstances, you purchase the link at that size but then the vendor does allow only cranking-up 5 Mb of service......and you have some growth ability in the link).
On the other hand, if that same vendor found they were getting many requests for a 5 Mb link, and potential customers were turning to another provider (if there is one), then this competition may spur them to begin offering such a link.
And, regarding interconnection, under TitleII, Section 10, and Section 706 rules which the current talked-about net neutrality proposals would be architected, any modifications for net neutrality could impact so many other aspects of the regulations that it would upset the applecart..........the legal intricacies in not only coming-up with a workable solution but one that can also pass judicial review are quite intense. In potentially reclassifying broadband under Title II and then forbearing, one has to be careful that so much is forbeared that broadband then cannot be considered a Title II service (there are almost 1,000 items under Title II that must be considered as pertaining/not pertaining to broadband). In one of these items (universal service), the industry has been way overly skittish about making broadband subject to universal service contributions.........this is way overdue, and it's just a matter of time. For those who say universal service should be an item that is forbeared, then that may conflict with what the Federal-State Board on universal service determines is what's needed for USF contribution methodology reform.........causing another logjam.
And lastly, while there are many in this debate who are well-informed, I suspect the great majority of those with some type of opinion on net neutrality have at most a shallow view of the subject; and in addition to all of the substance, have no idea that no matter what proposal the FCC decides-on, there will be numerous suits filed, with a reasonable number in the industry saying the decision could end-up in the Supreme Court; meaning this will not be resolved for 2-3 years at best. In addition, President Obama's latest weigh-in on net neutrality with a specific proposal in mind could actually hurt the chances of this getting resolved a bit earlier, if what he pressures the FCC to do is a proposal that would cause more lawsuits than other proposals.......it will already delay the FCC decision by 45-90 days; but the additional lawsuits could cause the ultimate outcome to be delayed even longer than with other proposals.