re: Nokia Lumia 920: Close, But No Cigar
Here is a piece of info most reviews will not tell you.
If you unpin all the tiles from the start screen you actually will see that the start screen disappears.
You should now look at your applications list and decide what you want on your start screen. I usually start with the phone application (afterall that is the primary purpose), then the messaging application, and the people application (fancy contact address book that does so much more), calendar, etc.
Once you add what is important to you to the start screen you have essentially made the phone yours. This is the point Microsoft is trying to make with the #meetyours campaign.
The store really has most of the applications that you would need or at least there will be alternatives. Don't get caught up with the "but it doesnt have pandora crew". Truth is there are other apps such as Aupeo radio, Nokia Music, Amazing music, etc that will blow your mind.
If you are willing to pay for a subscription to xbox music ($10/month), you essentially have the music world at your finger tips. Hear a song, hit the search button on the phone, hit the music icon in bing search, it listens for the music, identifies the music, and hit the download button. You can listen to it anywhere offline.
You can even get the smart dj to pick songs for you from the cloud based on the one artist or song you have selected.
Best of all if you have an Xbox, it works with your xbox.